Citibank leads with lowest lending rate at 10.85 per cent in August rankings

Ecobank Kenya and Guardian Bank charged 12.96 per cent and 13.63 per cent, respectively, still below many other institutions.
In August 2025, Citibank N.A Kenya offered the lowest lending rate at 10.85 per cent, making it the most attractive option for borrowers seeking affordable credit.
Stanbic Bank Kenya followed with 12.29 per cent, and Standard Chartered Bank Kenya at 12.74 per cent, positioning both as competitive lenders.
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Completing the top five, Ecobank Kenya and Guardian Bank charged 12.96 per cent and 13.63 per cent, respectively, still below many other institutions.
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